Author Archive: Devin Martinez

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Tracks & Trails

[ 0 ] September 10, 2016 |

If you’ve lived in Northern Colorado for even a short time you have likely seen a copy of The Recreator ( at one place or another. In their own words, the City of Fort Collins website calls The Recreator a “comprehensive community resource that includes information on City of Fort Collins recreation facilities, programs, events and activities.” Yes, most of us are familiar with this local resource, but did you know the City of Fort Collins, through their Natural Areas Department, has also developed a guide to free events and activities, on City of Fort Collins Natural Areas, called Tracks & Trails?



Thumbing through a copy of Tracks & Trails you’ll find calendars from June through October filled with various activities for younger kids, older kids, really old kids (i.e., adults) and  families. For example, if you have a teen between 13-18 years of age, sign her/him up for the Nature Photography for Teens activity, to take place on October 5th. Or, if you want the entire family involved, take part in the Family Nature Club on October 15th. And if you want to leave the kids behind, sign up for one of the Science Behind the Scenery adult programs. Read More

Horsetooth Mountain Open Space & Horsetooth Reservoir

[ 0 ] July 6, 2016 |

Horsetooth Mountain Open Space, located four miles west of Fort Collins, covers 2,711 acres, includes 29 miles of hiking/biking trails, and ranges in elevation from 5,430 to 7,255 feet. With Horsetooth Rock as its most prominent landmark, Horsetooth Open Space offers a quick outdoor getaway for Northern Colorado residents and visitors. A hike might lead you to Horsetooth Falls or all the way to Horsetooth Rock, where you will find magnificent views of Fort Collins, Horsetooth Reservoir, and Longs Peak (on a clear day). Take advantage of living along the foothills of the Rocky Mountains and enjoy a day (or even just a couple of hours!) at Horsetooth Mountain Open Space.

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A Plug for Best Buy

[ 0 ] July 2, 2016 |

I discovered this past weekend that not only will Best Buy price match the published deals of other brick and mortar stores, but they will also match Amazon Prime prices. I bought a pair of Bluetooth earbud headphones this past weekend that cost over $100 in the store, but could be found at for under $70. Because 1) the earbuds were in stock (at Amazon), and 2) fulfillment was completed by Amazon, I was able to purchase my new earbuds, from Best Buy, for Amazon’s price.

I thought this was great because I was able to see, touch and feel what I was buying before committing, and I was also able to make the purchase for the lowest price possible. Even better, you don’t have to have an Amazon Prime membership to take advantage of this benefit, the item simply needs to be identified as Prime (and must be in stock).a

So before make your next purchase at Best Buy, make sure to check out first. If you find a lower price with Amazon, and if the item is designated “Prime” and fulfilled by Amazon, they will lower the price to match.
(For more specifics, just Google “Best Buy price match guarantee.”)


Rolland Moore Park

[ 0 ] June 29, 2016 |

Rolland Moore park has grown into a beautiful space in west central Fort Collins. Ride or walk along tree-lined Spring Creek Trail, which winds its way through the north and west borders of the park. With mature trees and foliage, tennis, racquetball and basketball courts, volleyball pits, shelters, open green space, baseball fields, and two playgrounds, Rolland Moore Park is at the heart of outdoor activity in Fort Collins. It’s a great place to take in a baseball game on a warm summer evening or to enjoy a quiet picnic and a game of Frisbee with your family. In the spring & fall you’ll find kids soccer games on weekend mornings and early afternoons. Rolland Moore Park is another of Fort Collins fantastic city parks, and one not to miss!



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Behind the Graph

[ 0 ] June 16, 2016 |

graphBased upon our experience over the past decade, there is a “statistics driven” trend in real estate. Agents place statistics—often beautifully presented—in front of a client and then encourage that a decision be made based upon those statistics.

Thus, our cautionary note: If an agent puts a graph, chart, or set of numbers in front of you but doesn’t also reveal the data source, sample size and method of collection, then “buyer beware.” Statistics can either be manipulated or omitted to serve an agent’s agenda. And, to be fair, it’s also possible that an agent not familiar with the derivation of statistical figures could unwittingly present invalid information.

So, if an agent tries to convince you of something using statistics, or more to the point, if an agent claims some absolute based upon statistics, just be ready to ask questions and be informed. There is certainly a place in this business for statistics, if used appropriately and with full disclosure.

However, keep in mind that the value of an agent is the knowledge and experience behind the graph, not the graph itself.

Rossborough Park

[ 0 ] June 16, 2016 |

Rossborough Park is located just north of the Rossborough subdivision and is located just blocks from Spring Creek Trail. The park includes a playground area for smaller children, a large/open field for fun & where you’ll often see children’s soccer games, and a basketball court. My favorite thing about Rossborough Park is the large field and the great views of Horsetooth Rock. Because Rossborough Park does not get as busy as the bigger parks, such as Spring Canyon and Fossil Creek, residents of Rossborough, and the surrounding subdivisions, know this park as something of a hidden gem.

Spring Canyon Park

[ 0 ] June 16, 2016 |

Spring Canyon Park, located in southwest Fort Collins, is the city’s most recent addition to its wonderful collection of city parks. Nestled against the beautiful backdrop of  Horsetooth Rock and the foothills, Spring Canyon Park has something for every member of your family. Many will arrive at Spring Canyon Park on bike by way of  Spring Creek Trail (west) to the north, or Fossil Creek Trail to the south. Boasting an impressive collection of playground equipment including a slide built into the rock hill, a large “fort,” and several slides, swings, ladders and bridges, Spring Canyon Park is also home to  Inspiration Playground, which features an environment and equipment accessible to children of all ages and abilities. Spring Canyon also features baseball fields, tennis courts, volleyball pits, basketball courts, a skate park, and large shelters with picnic tables. There are even water features for the kids in the summer, and a large dog park located near the parks south entrance. Visit this fantastic Fort Collins destination and discover the many ways to entertain and share time with your family at Spring Canyon Park!

The Gardens on Spring Creek

[ 0 ] June 16, 2016 |

The Gardens on Spring Creek, Fort Collins’ community-based botanical gardens and horticulture program, opened its doors in 2004. Centrally located at 2145 Centre Ave., The Gardens on Spring Creek offers a peaceful, beautiful, and educational experience for all Northern Colorado families and individuals of all ages. The Gardens currently comprise eight  demonstration gardens, including the Children’s Garden, the Wetland and Riparian Demonstration Site, the Daylily Demonstration Garden, and the Xeric Parkway Strip. There are even (very popular)  Community Garden plots available for $50 a year (plus a $50 refundable deposit) on a first-come-first-serve basis. In addition to serving as a wonderful outdoor refuse, The Gardens on Spring Creek offers youth and adult education programs, hosts field trips and  private events, and pairs with Colorado State University’s Department of Natural Sciences in various Citizen Science Programs. Sign up for the newsletter and stay informed about year-round special events and offerings. Although a recent addition to our city, The Gardens on Spring Creek has become a Fort Collins treasure.


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Regarding insurance on condos and townhomes

[ 0 ] June 16, 2016 |


Most buyers are aware that, when buying a condo or townhome, a monthly HOA fee comes along with the purchase. And, most buyers are also aware that “insurance” is included in this fee. This is great, because it means that you no longer have to worry about insurance on your new investment…right? Well, yes and no. Yes, it is almost always the case that included in the HOA fee is a hazard insurance policy on your condo/townhome; so yes, you do have insurance. However, this policy very often DOES NOT cover any damage to the inside of your home; that is, these policies generally cover you from the “studs out.” It’s very likely nothing inside your home is covered. So, imagine a kitchen grease fire gets out of control and causes serious damage to your kitchen and living room. Well, most insurance policies included in your HOA fee would not cover this damage.

Buyers often believe their lender will tell them if additional coverage is needed. Unfortunately this scenario is, in my experience, the exception rather than the rule. It makes sense the lender would be on top of this, but for some reason, it is just not generally the case.

So, the bottom line is this: When buying a property where insurance is included in the HOA fee, be sure to secure a copy of the policy, and pass it along to your own agent. Experienced insurance agents will be able to guide you in the right direction, warn you if additional insurance is needed, and if so, will inform you on what kind of additional coverage may be necessary.

Why it’s critical to obtain HOA documents in a timely manner

[ 0 ] June 16, 2016 |

To the greatest extent possible, we at Navigate Residential work to get in front of any potential issues that might hinder the success of a sale. And, while every real estate transaction is different, one area that can sometimes draws objections from Buyers, and can therefore slow or even terminate a closing, is issues with homeowners associations (HOAs). Generally speaking, once a home goes under contract, the seller has about a week or so to get HOA documents to the buyer. These documents include, but are not limited to, bylaws, financials/budget, operating agreements, rules and regulations, minutes from the most recent annual owners’ meeting, etc. These documents are many and varied, and they provide numerous opportunities for Buyers to object. And, as long as Buyers raise their objections before the Association Documents Objection Deadline, they can withdraw their offer and likely be refunded their earnest money.

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